How Much Earnest Money Do You Need in Arizona? And When Do You Get It Back?
The short answer: There's no set amount. Earnest money is negotiable, and the right number depends on the price and how much competition there is for that home. It's held by the escrow company, not the seller, and it's credited toward your down payment and closing costs at closing. Cancel within you
How Much Does a Home Inspection Cost in Arizona? What East Valley Buyers Should Budget
The short answer: A general home inspection in Arizona runs about $300 to $600, depending on the home's size (Desert State Inspections, 2026). Most East Valley buyers add termite ($75 to $125), plus a pool inspection ($100 to $200) and sewer scope ($150 to $300) when they apply. All in, plan on abou
How Much Cash Do You Need to Buy a House in Arizona? The East Valley Cash-to-Close Formula
The short answer: Use this formula: down payment + inspections ($375 to $1,225) + appraisal ($600 to $750+) + closing costs (about 2% to 5% of the price, depending on your loan) = total cash needed. Your loan program sets your down payment, and your lender's Loan Estimate shows your real numbers. Wh
Categories
Recent Posts
